Interest on the minuscule loans made by microfinance outfits has always been high, but over the past few years it has become even higher. A recent paper, using data on over 1,500 microfinance institutions (MFIs) from around the world, shows that for the smallest loans, typically less than $150, the average rate climbed steadily from 30% in 2004 to 35% in 2011.*
A new start up business may be funded with credit and other lending products, prepaid income from a new company, and other available sources of business loans. There are several sources available in the U.K. that lend to entrepreneurs who wish to start a new business with their personal funding. Credit is important when first speaking with a traditional source.
Tip One: Being Prepared for the Interview
The interview process is about more than what's on your CV. Regardless of one's education and experience, there are specific personality traits relevant to performing particular jobs well. What an employer is mainly interested in isn't only whether you can do the job, but that you will do the job, and that you'll fit in. Randstad have identified the following 5 traits which every employer looks for.
Last week, Sen. Elizabeth Warren (D-Mass.) introduced a bill with Sen. Tom Coburn (R-Okla.) that aims to make government settlements with corporations more transparent and fair. It could end up saving taxpayers billions of dollars.
The IT graduate job market is as competitive as ever. With more people coming away from their education with a degree in hand, there are only so many jobs available for them all to fill. If you are one of these recent graduates who is looking for a job, don’t let the rejection letters get you down. It is possible to get started in your career; you just need patience and perseverance to get you there.
For decades, both parties supplanted a push for higher wages with well-intended public aid. The result: calamity
2013 is the year many Americans discovered the crisis of the working poor. It turns out it’s also the crisis of the welfare poor. That’s tough for us: Americans notoriously hate welfare, unless it’s called something else and/or benefits us personally. We think it’s for slackers and moochers and people who won’t pull their weight.
In June 2009, the last auto plant in Detroit was idle, mausoleum-quiet and a symbol of failure. Weeds had grown three-feet tall around Chrysler's sprawling Jeep factory at the desolate crossroads of Jefferson and Conner as the company went dark during bankruptcy. Among the bills the near-dead automaker couldn't afford to pay: lawn service.
· Problem: World Toilet Day promotes the belief that we can solve the sanitation crisis by simply building more toilets across the developing world. But despite building more toilets, sanitation is the most off-track Millennium Development Goal.
· Barrier to Progress: Organizations must rethink sanitation and the solutions to this global crisis.
The deal that helped one of the poorest nations raise $850 million and bond investors lock in rates three times higher than U.S. Treasuries is also spurring concern some of the money isn’t going where the buyers -- and one of the underwriters -- expected.